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What should you know about wind damage?

On Behalf of | Nov 16, 2020 | First-Party Property Insurance Claims

The weather in Florida is sometimes stormy, which can mean that your home is subjected to high winds. This can lead to significant damage to your home, and your homeowner’s insurance policy might be liable for handling claims related to this.

One of the most common types of damage that wind will cause to a home occurs on the roof. Strong winds can lift shingles, which can cause leaks. There’s a chance that those leaks will weaken the structure of the home. This can lead to significant issues in the future with the integrity of the home, so it’s best to address these issues as soon as you realize that there’s a problem.

What kinds of winds cause damage?

While most people in Florida know that hurricanes can cause significant damage, they might not realize that these aren’t the only types of winds that can cause problems. Straight line winds, which may reach 50 to 60 miles per hour, can also cause considerable damage. Tornadoes are another major source of wind damage. Approximately half of severe wind damage claims come from thunderstorm winds in the lower 48 states.

What happens if the insurer denies your claim?

There’s a chance that the insurance company will deny your claim. Your attorney can help you assert your rights and ensure that you receive the benefits you’re due. It’s typically best to contact your attorney early in the process, so they can start to protect your rights from the beginning of the process.

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