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Are you at risk of mold in your home?

| Apr 19, 2021 | Residential Homeowner's Insurance Litigation

The hot and humid Florida weather encourages the growth of mold. While people expect to come into contact with mold in certain places outside, they don’t think that they’ll have to deal with it in their own home. Unfortunately, mold growth is possible if there is water damage in the home. 

Just about any type of water damage can put your home at risk for mold. Whether your roof was damaged in a hurricane or you had a pipe burst under the sink, you should thoroughly inspect the home to determine whether mold is present or not. 

Why is mold in the home such a huge risk?

Breathing in mold spores can lead to health problems. The same is true if mold is absorbed through the skin or ingested. 

Typically, mold will flourish in areas that are hot, damp, dark, and poorly ventilated. The spaces underneath cabinets, basements and crawlspaces are common locations for mold. Some homeowners may find mold underneath damp carpet, behind drywall, or behind ceiling tiles. 

Some people are at an increased risk of suffering from illnesses related to mold. These include people who have lung disease, are immunosuppressed or have allergies. Getting rid of the mold before it spreads and becomes a catastrophic issue is imperative.

Sometimes, insurance companies will overlook mold or not check for it when they do inspections. Because mold abatement can be costly, it’s imperative that your insurance company handles the costs when the incident is covered by your policy. Working with an attorney who’s familiar with these situations is often beneficial so you don’t get low-balled by the insurance company.

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