We level the playing field against insurance companies
Florida is often the first stop for devastating natural disasters like hurricanes. As such, most Florida homeowners acquire insurance to mitigate the damage natural disasters and other events can cause. Most people trust their insurers to pay valid claims in the wake...
Most of us rely on our insurance policies to protect us in a challenging situation. When an insurance company denies your claim, though, it can feel like you face those costs and challenges alone. After an insurance company denies your claim, is it possible to pursue...
The Monfiston Firm, P.A. understands that, for so many people in Florida and across the country, money is extremely tight right now due to the coronavirus-induced uncertainty. Still, essential expenses (like insurance premiums) must still be paid. To try to provide...
The latest projections from many weather experts indicate that the 2020 hurricane season will be a fairly robust one, with four major hurricanes being offered as a rough prediction for how the summer will go. It might be tough preparing for major weather events while...
If your home has suffered water damage, don’t panic. You cannot change the past, so simply focus on what you can do moving forward. Many water damaged homes need the services of professionals to get it back in living condition, but there are a few immediate steps you...
Somewhere deep in your homeowner’s insurance policy is the section entitled “exclusions.” This is the section where your insurance company tells you what they will not cover. Exclusions listed in an insurance policy are the opposite of what the insurance company will...
Appraisal and arbitration are two terms related to insurance claims that many policyholders get confused. While there are similarities between them, there are some important differences that you should be aware of before you initiate either action. This blog gives an...
In the event of a covered loss, the insurance policy for your home will pay you either the replacement cost of the property that was lost or the actual cash value of the lost property. Somewhere in the policy description, usually the declarations page, will specify...
Florida’s proximity to the Atlantic Ocean means that homeowners across the state worry about tropical storms and hurricanes. Because of this, having property insurance that covers damage from natural disasters is practically mandatory for anyone who lives here or owns...
Buying a home is one of the biggest financial investments you will ever make. It may also be your largest source of equity, so your homeowner’s insurance needs to protect it from damage and destruction due to fire, vandalism, and other hazards. Purchasing a policy...
