Florida has the dubious distinction of leading the nation when it comes to sinkholes, and South Florida has had some whoppers. However, it doesn’t take a massive sinkhole to do serious damage to your property and possibly make it uninhabitable. Under Florida law, a...
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3 top insurance company complaints
People often talk about how stressful or frustrating it can be to work with their insurance company. Some of the reason is that people start this process when they’re already in a stressful situation -- after a home has been robbed, for instance, or experienced...
Responding when a client claims there’s a defect in a building
As a construction professional, your success depends on completing projects and satisfying clients. If someone who hires you is unhappy with the finished product or experiences problems with their property, they might try to blame you for that issue. What can you do...
What do you do when your flood insurance won’t pay a claim?
Living in Florida, it certainly makes sense to have flood insurance. You may get lucky and not face a serious storm or hurricane soon, but your luck probably won't last forever. Normally, homeowners and renters insurance policies won't cover surges or floods. However,...
Why do home insurance companies deny claims?
You pay for home insurance to have the peace of mind that goes along with it. If your home gets robbed, you want to know that you will get your items back. If there is a house fire, you want to know that the home will be repaired. After all, your home is more than...
What should you know about wind damage?
The weather in Florida is sometimes stormy, which can mean that your home is subjected to high winds. This can lead to significant damage to your home, and your homeowner’s insurance policy might be liable for handling claims related to this. One of the most common...
What constitutes a bad faith insurance claim?
Wind, flooding and other severe weather conditions are some of the greatest threats to South Florida residents. Homeowners must also concern themselves with other factors, including mold, fire, settling, sinkholes and crime -- which is why they carry insurance. If...
What should you do if a tree falls on your home?
The structural damage that can occur when a tree falls on your home is considerable. There’s a chance that the house might not be safe to live in unless you have extensive work done on it. Your immediate concern must be getting your family members out of the house and...
What do insurance adjusters do?
If you live in Florida, you know there is always a chance for a storm to wreak havoc on your home. That is why you have homeowner’s insurance. As part of the claim process, you will receive a visit from an insurance adjuster. If you have never met one before, you...
A lowball insurance settlement could leave you with losses
If there is a mortgage or other major lien attached to your primary residence, you probably have a contractual obligation with the lender or lienholder to maintain insurance on your home. Even if you have it paid off, you likely still have a policy protecting your...